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Guides, frameworks, and deep-dives written by our team — no jargon, no upsell, no financial-influencer nonsense.

All Investing basics Crypto Taxes Saving Market wrap-ups For founders
8%
Feature · 14 min read

The 8% solution: why your savings account is costing you more than you think.

A dollar parked at 0.4% APY doesn't stand still — it shrinks. We ran the numbers on a decade of idle cash and the gap is staggering.

Ramona Chen · Head of Research·Apr 14, 2026
DCA
Investing · 7 min

Dollar-cost averaging isn't magic — but it beats timing, every time.

Jordan Okafor·Apr 11
Taxes · 11 min

Crypto tax lots, explained with actual math.

Priya Anand·Apr 08
Market wrap · 4 min

Weekly wrap: earnings surprises and where the Fed goes from here.

Market Team·Apr 07
Saving · 6 min

The emergency fund math nobody teaches.

Ramona Chen·Apr 04
BTC / USD
$59,087
+2.41% · 24h
Crypto · 9 min

Self-custody vs. exchange custody: the tradeoffs nobody wants to explain.

Kai Tanaka·Apr 02
For founders · 15 min

How to set up your startup's treasury: a practical playbook.

Elena Park·Mar 28
Glossary

The 10 terms worth memorizing.

If you understand these, you're ahead of 95% of people investing.

APYSavings
Annual percentage yield — what your money actually earns in a year, including compounding. Higher is always better.
Expense ratioFunds
The yearly fee a fund charges, as a % of your holdings. 0.03% is great; anything over 1% is probably a rip-off.
Tax lotTax
A specific batch of shares or coins you bought at one time, at one price. Each lot has its own cost basis.
DCAStrategy
Dollar-cost averaging — buying the same dollar amount on a schedule, regardless of price. Reduces timing risk.
StablecoinCrypto
A crypto asset pegged 1:1 to a currency, usually USD. USDC and USDT are the big ones. Useful for moving money.
Wash saleTax
Selling for a loss and re-buying within 30 days. The IRS disallows the loss — applies to stocks, not (yet) crypto.
SlippageTrading
The difference between the price you expected and the price you got. Worst on thinly-traded assets.
FDICBanking
US government insurance that protects bank deposits up to $250k per depositor. Does not cover crypto or stocks.
BetaRisk
How much an asset moves vs. the market. Beta of 1 = moves with market; 1.5 = 50% more volatile.
CompoundingMath
Earning returns on your returns. Over decades this is why people get rich slowly — the most underrated force in finance.