Earn 5.10% APY on operating cash. Pay contractors in 180+ countries. Sync every transaction to your books. Built for founders, loved by CFOs.
Every dollar sitting in your operating account earns the highest rate available, paid daily. No sweep accounts, no minimums, no locked terms.
Pay contractors in 180+ countries via local rails, SWIFT, or USDC. Same-day settlement, mid-market FX, automatic 1099 generation.
Set spending limits per team member, require approvals above thresholds, and issue unlimited virtual cards with category locks.
“We moved $8M of operating cash to FinTechCo and started earning real yield without locking anything up. Our contractor payments in Brazil and the Philippines that used to take four days now settle same-day for pennies.”
Two-way sync with the tools your finance team already runs on.